Last updated: June 18, 2026
Please read these Terms of Service (“Terms,” “Terms of Service”) carefully before using the Bizdivers application (the “Application”) operated by Bizdivers LLC, a Limited Liability Company formed in Maryland, United States (“us,” “we,” “our”), as these Terms contain important information regarding limitations of our liability. Your access to and use of the Application is conditioned on your acceptance of and compliance with these Terms. These Terms apply to everyone who accesses or uses the Application, including visitors and users.
By accessing or using the Application, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you do not have our permission to access or use the Application.
We offer services and digital products on this Application. The price of these services and digital products is listed on the Application. This price does not include taxes or other fees that you may be charged.
When you make a purchase, you will use a third-party payment processor, Stripe, which collects your payment information and processes your payment. We are not responsible for the collection, use, sharing, or security of your billing information by Stripe. We accept the payment methods made available by Stripe at checkout, which may include major credit and debit cards.
You represent and warrant that you have the legal right to use the payment method(s) in connection with any purchase, and that the information you supply to us and to the third-party payment processor is true, correct, and complete.
You may cancel your subscription at any time by contacting us or through the Application; cancellation stops future automatic renewals as described below. You will not be charged a cancellation fee. We reserve the right to cancel or suspend your purchase or access for any reason at our sole discretion, including but not limited to fraud, inaccuracies, non-payment, breach of these Terms, or unavailability of the services. If we cancel your purchase, we will notify you and issue you a refund of any prepaid, unused fees for the affected period.
Because we offer a free trial that lets you evaluate the Application before you are charged, subscription fees are generally non-refundable once charged. Notwithstanding the foregoing, you may request a refund by contacting us, and we will provide one where the service materially failed to function as described, or where the wrong product or service was provided. We do not offer refunds for reasons other than those stated here, except where required by applicable law or at our discretion.
THE ITEMS OR SERVICES DISPLAYED OR SOLD ON THIS APPLICATION ARE PROVIDED “AS IS.” NO WARRANTY, EXPRESS OR IMPLIED (INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OR OF FITNESS FOR A PARTICULAR PURPOSE OR USE) SHALL APPLY TO ANY ITEMS OR SERVICES DISPLAYED OR SOLD ON THIS APPLICATION, WHETHER ARISING BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.
You agree that the remedy for breach of these Terms as they relate to your purchase shall be to pursue dispute resolution as provided in the “Governing law, severability, dispute resolution, venue and class action waiver” section below. This remedy is intended to be your sole and exclusive remedy for any breach of these Terms as they relate to your purchase.
The Application is offered via a subscription model, which requires regular payments to receive the services. The initial term of the subscription is 1 month.
We may offer free trials and other promotional offers from time to time. We currently offer new users a free trial of thirty-five (35) days, and we may offer extended trial periods through promotional codes. Free trials and promotional offers are provided at our discretion and may be modified, limited, conditioned (including through the use of promotional codes), shortened, or discontinued at any time; the trial or promotion that applies to you is the one presented to you at sign-up. After your free trial or promotional period ends, your paid subscription will begin and you will be charged the then-current subscription fee using your payment method on file, unless you cancel before the trial or promotional period ends.
YOU MAY REVOKE YOUR SUBSCRIPTION BY CONTACTING US WITHIN 14 DAYS OF MAKING YOUR PURCHASE. IF YOU REVOKE YOUR SUBSCRIPTION, IT WILL NOT AUTOMATICALLY RENEW AND YOU WILL NOT BE CHARGED FOR THE RENEWALS. PLEASE NOTE THAT YOU WILL NO LONGER RECEIVE THE SERVICES PROVIDED BY THE SUBSCRIPTION ONCE YOU REVOKE.
THERE IS NO MINIMUM PURCHASE REQUIRED TO QUALIFY FOR THE SUBSCRIPTION.
WHEN YOU PURCHASE A SUBSCRIPTION, YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW EVERY MONTH. WE WILL AUTOMATICALLY RENEW YOUR SUBSCRIPTION USING THE PAYMENT METHOD ON FILE UNTIL YOU CANCEL.
YOU MAY CANCEL THE AUTOMATIC RENEWALS OF YOUR SUBSCRIPTION THROUGH THE APPLICATION OR VIA EMAIL BY CONTACTING US AT ADMIN@BIZDIVERS.COM. THE CANCELLATION OF THE AUTOMATIC RENEWAL OF YOUR SUBSCRIPTION WILL BECOME EFFECTIVE IMMEDIATELY, AND YOU WILL NOT BE CHARGED FOR FUTURE RENEWAL PERIODS.
When you create an account, you guarantee that you are 18 years of age or older and that the information you provide is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account.
You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and/or account. You accept responsibility for all activities that occur under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. We reserve the right to terminate your account at any time at our sole discretion. You may terminate your account by contacting us or through the Application.
The Application allows you to upload, submit, and create content and data, including financial documents and records (for example invoices, receipts, contracts, tax forms, and the data extracted from them) and information accessed from your connected financial accounts (collectively, “Customer Data”). As between you and us, you retain all ownership rights in your Customer Data. We do not claim ownership of your Customer Data.
You grant us a limited, non-exclusive, worldwide license to host, store, process, transmit, display, and otherwise use your Customer Data solely as necessary to provide, maintain, secure, and improve the Application and the services for you, and as otherwise described in our Privacy Policy. You represent and warrant that you have all rights necessary to provide your Customer Data to us and to grant this license, and that your Customer Data and our processing of it on your behalf will not violate any law or the rights of any third party.
The Application provides accounting and finance-operations software tools, including automated bookkeeping, categorization, reconciliation, and general-ledger outputs. The Application and its outputs do not constitute professional accounting, bookkeeping, tax, audit, financial, investment, or legal advice. You are solely responsible for reviewing and verifying all outputs, for the accuracy and completeness of your records, and for compliance with applicable accounting standards, tax laws, and other obligations. You should consult a qualified professional before relying on any output for filing, reporting, or other financial or legal decisions.
The Application uses artificial intelligence and machine-learning technologies (including third-party large-language-model providers) to extract data from documents and to suggest classifications and other outputs. AI-generated outputs may be incomplete, inaccurate, or otherwise erroneous and are provided for your review. They are suggestions only; you remain responsible for reviewing, correcting, and approving them before they are relied upon or posted to your books. We do not warrant the accuracy of any AI-generated output and do not use your Customer Data to train third-party foundation models except as described in our Privacy Policy.
You agree to use this Application in accordance with all applicable laws, rules, regulations, and these Terms at all times. The following is a non-exhaustive list of prohibited uses. You agree that you will not:
THIS APPLICATION IS PROVIDED “AS IS.” NO WARRANTY, EXPRESS OR IMPLIED (INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OR OF FITNESS FOR A PARTICULAR PURPOSE OR USE) SHALL APPLY TO THIS APPLICATION, WHETHER ARISING BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.
We assume no liability for the availability, errors, or inaccuracies of the information, products, or services provided on this Application. We may experience delays in updating information on this Application and in our advertising on other websites. The information, products, and services found on the Application may contain errors or inaccuracies or may not be complete or current. Products or services may be incorrectly priced or unavailable. We expressly reserve the right to correct any pricing errors. The inclusion or offering of any product or service does not constitute an endorsement or recommendation by us.
IN NO EVENT SHALL BIZDIVERS LLC BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF, RELATING TO, OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO, DISPLAY OF, OR USE OF THIS APPLICATION OR WITH THE DELAY OR INABILITY TO ACCESS, DISPLAY, OR USE THIS APPLICATION, INCLUDING BUT NOT LIMITED TO YOUR RELIANCE UPON OPINIONS OR INFORMATION APPEARING ON THIS APPLICATION; ANY COMPUTER VIRUSES, INFORMATION, SOFTWARE, LINKED WEBSITES OPERATED BY THIRD PARTIES, PRODUCTS, OR SERVICES OBTAINED THROUGH THIS APPLICATION, WHETHER BASED ON A THEORY OF NEGLIGENCE, CONTRACT, TORT, STRICT LIABILITY, CONSUMER PROTECTION STATUTES, OR OTHERWISE, EVEN IF BIZDIVERS LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE AGGREGATE LIABILITY OF BIZDIVERS LLC ARISING OUT OF OR RELATING TO THIS APPLICATION, WHETHER ARISING OUT OF OR RELATED TO BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, SHALL BE LIMITED TO THE AMOUNT OF FEES ACTUALLY RECEIVED BY BIZDIVERS LLC FROM YOU IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
THIS LIMITATION OF LIABILITY REFLECTS THE ALLOCATION OF RISK BETWEEN YOU AND US. THE LIMITATIONS SPECIFIED IN THIS SECTION WILL SURVIVE AND APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THESE TERMS IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. THE LIMITATIONS OF LIABILITY PROVIDED IN THESE TERMS INURE TO THE BENEFIT OF BIZDIVERS LLC.
You agree to defend, indemnify, and hold harmless Bizdivers LLC and its officers, members, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your Customer Data; (b) your use of the Application; (c) your violation of these Terms; or (d) your violation of any law or the rights of any third party.
Except for Customer Data (which is addressed in “Your content and data” above), all contents of this Application are © 2026 Bizdivers LLC or third parties. All rights reserved. Unless specified otherwise, this Application and all content and other materials on it — including all logos, designs, text, graphics, pictures, information, software, sound files, and arrangement thereof (collectively, “Content”) — are the proprietary property of Bizdivers LLC and are either registered trademarks, trademarks, or otherwise protected intellectual property of Bizdivers LLC or third parties in the United States and/or other countries. For clarity, “Content” does not include your Customer Data.
If you are aware of a potential infringement of our intellectual property, please contact us at admin@bizdivers.com.
We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on the Application infringes the copyright, trademark, or other intellectual property rights of any person or entity.
If you believe in good faith that Content infringes your intellectual property rights, you or your agent may send us a written notice titled “Infringement of Intellectual Property Rights - DMCA.” Your notice must include:
We will not process your complaint if it is not properly completed. You may be held accountable for damages, including costs and attorneys’ fees, for any misrepresentation or bad-faith claim regarding infringement of your intellectual property rights by the Content on this Application.
You may submit your claim by contacting us at:
Bizdivers LLC
admin@bizdivers.com
5000 Thayer Center, Ste C, Oakland, MD 21550
United States
Your use of the Application is also governed by our Privacy Policy, which is incorporated into these Terms by reference and describes how we collect, use, and protect your information.
These Terms shall be governed and construed in accordance with the laws of the State of Maryland, United States, without regard to its conflict-of-laws provisions. THESE TERMS SHALL NOT BE GOVERNED BY THE UNITED NATIONS CONVENTION ON CONTRACTS FOR THE INTERNATIONAL SALE OF GOODS, THE UNIFORM COMMERCIAL CODE, NOR INCOTERMS.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. These Terms constitute the entire agreement between you and us regarding the Application and supersede and replace any prior agreements we might have had with you regarding the Application.
Any controversy or claim arising out of or relating to these Terms, including the interpretation or breach thereof, shall be resolved in a court of competent jurisdiction in Garrett County, Maryland.
YOU AND BIZDIVERS LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION.
We reserve the right to make changes to these Terms of Service at any time. We will notify you of any changes by posting the updated Terms of Service to this Application. For material changes, we will use reasonable efforts to provide advance notice. Your continued use of the Application after changes take effect constitutes acceptance of the updated Terms.
If you have any questions about these Terms of Service, please contact us at admin@bizdivers.com.
Last updated: June 18, 2026
Please read this Disclaimer carefully before using the Bizdivers application (the “Application”) operated by Bizdivers LLC, a Limited Liability Company formed in Maryland, United States (“us,” “we,” “our”), as this Disclaimer contains important information regarding limitations of our liability. Your access to and use of the Application is conditioned on your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone who accesses or uses the Application, including visitors and users.
By accessing or using the Application, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, then you do not have our permission to access or use the Application.
Any testimonials, reviews and endorsements displayed on this Application are received via text, audio or video submissions. They are real-life, individual experiences of those who have used our products or services. The results obtained by these individuals are not necessarily typical to what other consumers may achieve or experience. The testimonials, reviews and endorsements are displayed verbatim except for correction of grammatical and spelling errors and may have been shortened or edited for clarity. We are not responsible for the testimonials, reviews and endorsements displayed on this Application and do not necessarily share the opinions, views or commentary of such testimonials, reviews and endorsements.
The persons providing such testimonials, reviews and endorsements have not been compensated for doing so. The individuals providing the testimonials, reviews and endorsements displayed on this Application are not employed by us.
The contents of this Application are provided for informational, educational and entertainment purposes only. Nothing on this Application is intended to or should be construed as financial or investment advice or a recommendation. You should speak to an investment adviser, financial adviser, accountant or attorney prior to making any financial or investment decisions.
We reserve the right to make changes to this Disclaimer at any time without any prior notice to you.
If you have any questions about this Disclaimer, please contact us at admin@bizdivers.com.