Last updated: October 5, 2026
Please read these Terms of Service (“Terms,” “Terms of Service”) carefully before using the Bizdivers application (the “Application”) operated by Bizdivers LLC, a Limited Liability Company formed in Maryland, United States (“us,” “we,” “our”), as these Terms contain important information regarding limitations of our liability. Your access to and use of the Application is conditioned on your acceptance of and compliance with these Terms. These Terms apply to everyone who accesses or uses the Application, including visitors and users.
By accessing or using the Application, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you do not have our permission to access or use the Application.
The Application is offered for business use only. If you use the Application on behalf of a company or other organization, you represent and warrant that you have the authority to bind that organization to these Terms, and “you” refers to both you and that organization. You are responsible for the acts and omissions of every user you invite to your organization’s account, and for managing their access, including removing users who should no longer have it.
We offer services and digital products on this Application. The price of these services and digital products is listed on the Application. This price does not include taxes or other fees that you may be charged.
When you make a purchase, you will use a third-party payment processor, Stripe, which collects your payment information and processes your payment. We are not responsible for the collection, use, sharing, or security of your billing information by Stripe. We accept the payment methods made available by Stripe at checkout, which may include major credit and debit cards.
You represent and warrant that you have the legal right to use the payment method(s) in connection with any purchase, and that the information you supply to us and to the third-party payment processor is true, correct, and complete.
You may cancel your subscription at any time by contacting us or through the Application; cancellation stops future automatic renewals as described below. You will not be charged a cancellation fee. We reserve the right to cancel or suspend your purchase or access for any reason at our sole discretion, including but not limited to fraud, inaccuracies, non-payment, breach of these Terms, or unavailability of the services. If we cancel your purchase, we will notify you and issue you a refund of any prepaid, unused fees for the affected period.
We may suspend or limit your access to the Application, in whole or in part, if your subscription is unpaid, lapses, or is paused; if we reasonably believe your use presents a security risk or violates these Terms; or if we are required to do so by law. Where a subscription is unpaid or lapsed, access may be limited to the billing area of the Application until the subscription is restored. We will restore access promptly once the cause is resolved, and your data is retained during a suspension as described in our Privacy Policy.
Because we offer a free trial that lets you evaluate the Application before you are charged, subscription fees are generally non-refundable once charged. Notwithstanding the foregoing, you may request a refund by contacting us, and we will provide one where the service materially failed to function as described, or where the wrong product or service was provided. We do not offer refunds for reasons other than those stated here, except where required by applicable law or at our discretion.
THE ITEMS OR SERVICES DISPLAYED OR SOLD ON THIS APPLICATION ARE PROVIDED “AS IS.” NO WARRANTY, EXPRESS OR IMPLIED (INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OR OF FITNESS FOR A PARTICULAR PURPOSE OR USE) SHALL APPLY TO ANY ITEMS OR SERVICES DISPLAYED OR SOLD ON THIS APPLICATION, WHETHER ARISING BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.
You agree that the remedy for breach of these Terms as they relate to your purchase shall be to pursue dispute resolution as provided in the “Governing law, severability, dispute resolution, venue and class action waiver” section below. This remedy is intended to be your sole and exclusive remedy for any breach of these Terms as they relate to your purchase.
The Application is offered via a subscription model, which requires regular payments to receive the services. The initial term of your subscription is the billing period you select at checkout, either one (1) month or one (1) year, and it renews automatically for successive periods of the same length until cancelled.
We may offer free trials and other promotional offers from time to time. We currently offer new users a free trial of fourteen (14) days, and we may offer extended trial periods through promotional codes. Free trials and promotional offers are provided at our discretion and may be modified, limited, conditioned (including through the use of promotional codes), shortened, or discontinued at any time; the trial or promotion that applies to you is the one presented to you at sign-up. After your free trial or promotional period ends, your paid subscription will begin and you will be charged the then-current subscription fee using your payment method on file, unless you cancel before the trial or promotional period ends.
YOU MAY REVOKE YOUR SUBSCRIPTION BY CONTACTING US WITHIN 14 DAYS OF MAKING YOUR PURCHASE. IF YOU REVOKE YOUR SUBSCRIPTION, IT WILL NOT AUTOMATICALLY RENEW AND YOU WILL NOT BE CHARGED FOR THE RENEWALS. PLEASE NOTE THAT YOU WILL NO LONGER RECEIVE THE SERVICES PROVIDED BY THE SUBSCRIPTION ONCE YOU REVOKE.
THERE IS NO MINIMUM PURCHASE REQUIRED TO QUALIFY FOR THE SUBSCRIPTION.
WHEN YOU PURCHASE A SUBSCRIPTION, YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW AT THE END OF EACH BILLING PERIOD, MONTHLY OR ANNUAL, AS YOU SELECTED AT CHECKOUT. WE WILL AUTOMATICALLY RENEW YOUR SUBSCRIPTION USING THE PAYMENT METHOD ON FILE UNTIL YOU CANCEL.
YOU MAY CANCEL THE AUTOMATIC RENEWALS OF YOUR SUBSCRIPTION THROUGH THE APPLICATION OR VIA EMAIL BY CONTACTING US AT ADMIN@BIZDIVERS.COM. THE CANCELLATION OF THE AUTOMATIC RENEWAL OF YOUR SUBSCRIPTION WILL BECOME EFFECTIVE IMMEDIATELY, AND YOU WILL NOT BE CHARGED FOR FUTURE RENEWAL PERIODS.
When you create an account, you guarantee that you are 18 years of age or older and that the information you provide is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account.
You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and/or account. You accept responsibility for all activities that occur under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. We reserve the right to terminate your account at any time at our sole discretion. You may terminate your account by contacting us or through the Application.
The Application allows you to upload, submit, and create content and data, including financial documents and records (for example invoices, receipts, contracts, tax forms, and the data extracted from them) and information accessed from your connected financial accounts (collectively, “Customer Data”). As between you and us, you retain all ownership rights in your Customer Data. We do not claim ownership of your Customer Data.
You grant us a limited, non-exclusive, worldwide license to host, store, process, transmit, display, and otherwise use your Customer Data solely as necessary to provide, maintain, secure, and improve the Application and the services for you, and as otherwise described in our Privacy Policy. You represent and warrant that you have all rights necessary to provide your Customer Data to us and to grant this license, and that your Customer Data and our processing of it on your behalf will not violate any law or the rights of any third party.
Each party may receive information of the other that is marked confidential or that a reasonable person would understand to be confidential, including your Customer Data and our non-public product, security, and pricing information. Each party will use the other’s confidential information only as necessary to perform under these Terms, will protect it with at least reasonable care, and will not disclose it except to employees, contractors, and service providers who need it and who are bound by confidentiality obligations no less protective than these.
These obligations do not apply to information that is or becomes public through no fault of the receiving party, that the receiving party already held without a duty of confidence, or that it develops independently. They do not prevent a disclosure required by law or legal process, provided the party required to disclose gives the other notice where it is legally permitted to do so.
We maintain administrative, technical, and physical safeguards designed to protect Customer Data, described in our Privacy Policy. If we become aware of a breach of security leading to the unauthorized access, disclosure, alteration, or destruction of your Customer Data, we will notify you without undue delay and in any event within seventy-two (72) hours of confirming it, tell you what we know about what happened and what was affected, and tell you what we are doing in response. Notice will be sent to the email address on your account, so you should keep that address current.
You may export your Customer Data through the Application at any time while your subscription is active. Following cancellation or termination, your Customer Data remains available for export for thirty (30) days, after which we delete or de-identify it as described in our Privacy Policy, except where we are required to retain records to comply with legal, tax, or accounting obligations or to establish or defend legal claims. You are responsible for keeping your own copies of records you are required to retain.
We may create aggregated and de-identified data from use of the Application, and may use that data to operate, analyze, and improve our products and to produce statistics and benchmarks, provided that it does not identify you, your organization, or any individual, and that it is not capable of being associated with any of them.
If you send us suggestions, ideas, or feedback about the Application, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use them for any purpose, without any obligation or compensation to you.
The Application allows you to connect your business bank and credit-card accounts through our third-party data-connectivity provider, Plaid Inc. (“Plaid”). By connecting an account, you represent and warrant that you are authorized to access that account and to permit us and Plaid to access it on your behalf, and you authorize Plaid to retrieve and transmit your account information to us as described in our Privacy Policy. Your use of Plaid is also subject to Plaid’s own end-user terms and privacy policy.
We use connected-account data only to provide bookkeeping, reconciliation, reporting, and related features. We do not use connected-account access to initiate payments, transfers, or other movements of money. Payment features of the Application (such as check printing and payment-file export) produce instructions and files that you review and submit to your own financial institution or payment provider; we do not execute those payments on your behalf. We are not a bank, money transmitter, lender, or financial institution.
You may disconnect a linked account at any time through the Application. We are not responsible for the availability, accuracy, timeliness, or completeness of data supplied by your financial institution or by Plaid, and access may be interrupted, changed, or discontinued by your financial institution or by Plaid at any time.
The Application allows you to send contracts, statements of work, and other documents to third parties for electronic signature through a third-party electronic-signature provider. You consent to the use of electronic records and electronic signatures in connection with the Application, and you agree that signatures collected through the Application are intended to have the same legal effect as handwritten signatures to the fullest extent permitted by the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN) and applicable state law, including the Uniform Electronic Transactions Act (UETA).
You are solely responsible for the documents you send for signature — including their content, accuracy, and legality; for confirming that you are authorized to send them; for the accuracy of the recipient details (such as email addresses) you supply; and for determining whether an electronic signature is legally sufficient for your transaction. Certain categories of document may not be executed electronically under applicable law.
We are not a party to any agreement you send, sign, or receive through the Application, and we do not provide legal advice regarding the validity, enforceability, or sufficiency of any document or signature. We do not independently verify the identity of signers beyond the mechanisms provided by the electronic-signature provider. Signed documents and their associated audit records are Customer Data and are subject to the “Your content and data” section above.
You may withdraw your consent to transact electronically by contacting us at admin@bizdivers.com; doing so will prevent you from using the electronic-signature features of the Application.
The Application provides accounting and finance-operations software tools, including automated bookkeeping, categorization, reconciliation, and general-ledger outputs. The Application and its outputs do not constitute professional accounting, bookkeeping, tax, audit, financial, investment, or legal advice. You are solely responsible for reviewing and verifying all outputs, for the accuracy and completeness of your records, and for compliance with applicable accounting standards, tax laws, and other obligations. You should consult a qualified professional before relying on any output for filing, reporting, or other financial or legal decisions.
The Application uses artificial intelligence, including third-party large-language-model and optical-character-recognition providers, to read documents, extract data, and suggest classifications and other outputs. Those providers process your Customer Data only to perform the task requested and under zero-data-retention terms, as described in our Privacy Policy: your content is not stored by the provider after the request completes and is not used to train or improve models. We keep a record of each AI request and its answer in your account, as part of your audit trail.
AI-generated outputs may be incomplete, inaccurate, or otherwise erroneous and are provided for your review. They are suggestions only; you remain responsible for reviewing, correcting, and approving them before they are relied upon or posted to your books. We do not warrant the accuracy of any AI-generated output.
AI assistants you connect. The Application lets you connect a third-party AI assistant of your choice to your account. A connected assistant can read the Customer Data of the company you connect it to and prepare changes for your confirmation inside the Application; it cannot approve, pay, post, or send anything by itself. Data the assistant reads is sent to its provider under your agreement with that provider, not under these Terms or the zero-data-retention commitments above, and you are responsible for your use of it. You may disconnect it at any time.
You are responsible for the accuracy and completeness of the information you provide to the Application and of the records it produces from that information. The Application automates bookkeeping work; it does not replace your review. You agree to review, correct, and approve categorizations, extracted document data, reconciliations, and journal entries before relying on them, filing them, or providing them to any third party.
You are also responsible for configuring the Application to match how your business actually operates, including your chart of accounts, approval rules, and user permissions; for maintaining your own copies of records you are required to keep; and for determining whether the Application meets the regulatory, tax, and accounting obligations that apply to you.
You agree to use this Application in accordance with all applicable laws, rules, regulations, and these Terms at all times. The following is a non-exhaustive list of prohibited uses. You agree that you will not:
THIS APPLICATION IS PROVIDED “AS IS.” NO WARRANTY, EXPRESS OR IMPLIED (INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OR OF FITNESS FOR A PARTICULAR PURPOSE OR USE) SHALL APPLY TO THIS APPLICATION, WHETHER ARISING BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.
We assume no liability for the availability, errors, or inaccuracies of the information, products, or services provided on this Application. We may experience delays in updating information on this Application and in our advertising on other websites. The information, products, and services found on the Application may contain errors or inaccuracies or may not be complete or current. Products or services may be incorrectly priced or unavailable. We expressly reserve the right to correct any pricing errors. The inclusion or offering of any product or service does not constitute an endorsement or recommendation by us.
We do not commit to any particular level of availability, uptime, or support response time unless we have agreed to one with you in a separate written agreement. We may modify, add, or remove features of the Application at any time; where a change materially reduces functionality you rely on, we will use reasonable efforts to give you advance notice.
The Application depends on third-party services, including bank connectivity, payment processing, email delivery, electronic signature, analytics, and artificial-intelligence providers. We are not responsible for the availability, accuracy, or performance of those services, and the interruption, degradation, or discontinuation of any of them is not a breach of these Terms.
Features described as beta, preview, early access, or similar are provided as is, may change or be withdrawn at any time, and are excluded from any commitment we make in these Terms.
IN NO EVENT SHALL BIZDIVERS LLC BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF, RELATING TO, OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO, DISPLAY OF, OR USE OF THIS APPLICATION OR WITH THE DELAY OR INABILITY TO ACCESS, DISPLAY, OR USE THIS APPLICATION, INCLUDING BUT NOT LIMITED TO YOUR RELIANCE UPON OPINIONS OR INFORMATION APPEARING ON THIS APPLICATION; ANY COMPUTER VIRUSES, INFORMATION, SOFTWARE, LINKED WEBSITES OPERATED BY THIRD PARTIES, PRODUCTS, OR SERVICES OBTAINED THROUGH THIS APPLICATION, WHETHER BASED ON A THEORY OF NEGLIGENCE, CONTRACT, TORT, STRICT LIABILITY, CONSUMER PROTECTION STATUTES, OR OTHERWISE, EVEN IF BIZDIVERS LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE AGGREGATE LIABILITY OF BIZDIVERS LLC ARISING OUT OF OR RELATING TO THIS APPLICATION, WHETHER ARISING OUT OF OR RELATED TO BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, SHALL BE LIMITED TO THE AMOUNT OF FEES ACTUALLY RECEIVED BY BIZDIVERS LLC FROM YOU IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
THIS LIMITATION OF LIABILITY REFLECTS THE ALLOCATION OF RISK BETWEEN YOU AND US. THE LIMITATIONS SPECIFIED IN THIS SECTION WILL SURVIVE AND APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THESE TERMS IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. THE LIMITATIONS OF LIABILITY PROVIDED IN THESE TERMS INURE TO THE BENEFIT OF BIZDIVERS LLC.
You agree to defend, indemnify, and hold harmless Bizdivers LLC and its officers, members, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your Customer Data; (b) your use of the Application, including any document you send for electronic signature and any agreement you enter into using the Application; (c) your violation of these Terms; or (d) your violation of any law or the rights of any third party.
Except for Customer Data (which is addressed in “Your content and data” above), all contents of this Application are © 2026 Bizdivers LLC or third parties. All rights reserved. Unless specified otherwise, this Application and all content and other materials on it — including all logos, designs, text, graphics, pictures, information, software, sound files, and arrangement thereof (collectively, “Content”) — are the proprietary property of Bizdivers LLC and are either registered trademarks, trademarks, or otherwise protected intellectual property of Bizdivers LLC or third parties in the United States and/or other countries. For clarity, “Content” does not include your Customer Data.
If you are aware of a potential infringement of our intellectual property, please contact us at admin@bizdivers.com.
We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on the Application infringes the copyright, trademark, or other intellectual property rights of any person or entity.
If you believe in good faith that Content infringes your intellectual property rights, you or your agent may send us a written notice titled “Infringement of Intellectual Property Rights - DMCA.” Your notice must include:
We will not process your complaint if it is not properly completed. You may be held accountable for damages, including costs and attorneys’ fees, for any misrepresentation or bad-faith claim regarding infringement of your intellectual property rights by the Content on this Application.
You may submit your claim by contacting us at:
Bizdivers LLC
admin@bizdivers.com
5000 Thayer Center, Ste C, Oakland, MD 21550
United States
Your use of the Application is also governed by our Privacy Policy, which is incorporated into these Terms by reference and describes how we collect, use, and protect your information.
These Terms shall be governed and construed in accordance with the laws of the State of Maryland, United States, without regard to its conflict-of-laws provisions. THESE TERMS SHALL NOT BE GOVERNED BY THE UNITED NATIONS CONVENTION ON CONTRACTS FOR THE INTERNATIONAL SALE OF GOODS, THE UNIFORM COMMERCIAL CODE, NOR INCOTERMS.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. These Terms constitute the entire agreement between you and us regarding the Application and supersede and replace any prior agreements we might have had with you regarding the Application.
Binding arbitration. Except as stated in this section, any controversy or claim arising out of or relating to these Terms or the Application, including the interpretation or breach thereof, shall be resolved by final and binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, before a single arbitrator, seated in Maryland. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. The arbitrator, and not any court, shall have exclusive authority to resolve disputes about the interpretation, applicability, or enforceability of this arbitration agreement, except as to the class action waiver below.
Exceptions. Either party may bring an individual claim in small claims court, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property or confidential information. Any controversy or claim that is not subject to arbitration shall be resolved in a court of competent jurisdiction in Garrett County, Maryland, and you and we consent to the jurisdiction and venue of those courts.
YOU AND BIZDIVERS LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE THE CLAIMS OF MORE THAN ONE PERSON OR ENTITY AND MAY NOT PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. IF THIS PARAGRAPH IS HELD UNENFORCEABLE, THEN THE ENTIRETY OF THE BINDING ARBITRATION PARAGRAPH ABOVE SHALL BE NULL AND VOID AS TO THE AFFECTED CLAIM.
Your right to opt out. You may opt out of the binding arbitration agreement above by sending us written notice at admin@bizdivers.com within thirty (30) days of the date you first accept these Terms. Your notice must state your name, the name of your organization, and that you are opting out of arbitration. Opting out of arbitration does not affect any other part of these Terms, and we will not retaliate against you for doing so.
Force majeure. Neither party is liable for any delay or failure to perform caused by events beyond its reasonable control, including outages or failures of third-party services, network or utility failures, natural events, epidemics, labor disputes, and acts of government.
Assignment. You may not assign or transfer these Terms, in whole or in part, without our prior written consent. We may assign them to an affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets. Any attempted assignment in breach of this paragraph is void.
Notices. We may give you notice by email to the address on your account or by posting a notice within the Application, and notice is effective when sent or posted. You may give us notice at admin@bizdivers.com and, where a notice must be in writing, at the postal address in the “Questions” section below.
Survival. Any provision that by its nature should survive termination of these Terms will survive, including those covering your content and data, confidentiality, aggregated data and feedback, disclaimers of warranty, limitation of liability, indemnification, and dispute resolution.
No third-party beneficiaries. These Terms do not create any right or remedy for any person or entity that is not a party to them.
Independent parties. Nothing in these Terms creates a partnership, joint venture, agency, fiduciary, or employment relationship between you and us.
We reserve the right to make changes to these Terms of Service at any time. We will notify you of any changes by posting the updated Terms of Service to this Application. For material changes, we will use reasonable efforts to provide advance notice. Your continued use of the Application after changes take effect constitutes acceptance of the updated Terms.
If you have any questions about these Terms of Service, please contact us at admin@bizdivers.com.
Last updated: September 22, 2026
Please read this Disclaimer carefully before using the Bizdivers application (the “Application”) operated by Bizdivers LLC, a Limited Liability Company formed in Maryland, United States (“us,” “we,” “our”), as this Disclaimer contains important information regarding limitations of our liability. This Disclaimer forms part of, and is incorporated by reference into, our Terms of Service. Your access to and use of the Application is conditioned on your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone who accesses or uses the Application, including visitors and users.
By accessing or using the Application, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, then you do not have our permission to access or use the Application.
Bizdivers is accounting and finance-operations software. The Application and everything it produces — categorizations, journal entries, reconciliations, general-ledger balances, trial balances, financial statements, 1099 and W-9 handling, close checklists, internal-audit findings, and any report or export — are software output, not professional advice. Nothing in the Application constitutes professional accounting, bookkeeping, tax, audit, assurance, financial, investment, or legal advice, and no accountant-client, auditor-client, fiduciary, or attorney-client relationship is created by your use of it.
We are not a certified public accounting firm, we do not perform audits, reviews, or compilations under AICPA, PCAOB, or any other professional standards, and we do not issue opinions or attestations on your financial statements. Features named “audit,” “internal audit,” “audit trail,” “audit-ready,” or similar describe software controls and record-keeping, not an audit or any other attestation engagement.
You remain solely responsible for reviewing and verifying every output, for the accuracy and completeness of your books and records, for the positions taken in any filing, and for compliance with applicable accounting standards, tax laws, and other obligations. Consult a qualified professional before relying on any output for filing, reporting, financing, or other financial or legal decisions.
The Application uses artificial intelligence and machine-learning technologies, including third-party large-language-model providers, to read documents, extract data, and suggest classifications and other outputs. AI-generated output can be incomplete, inaccurate, or simply wrong, including in ways that look plausible. It is a suggestion for your review, never a decision. You are responsible for reviewing, correcting, and approving AI-generated output before it is relied upon or posted to your books, and we do not warrant its accuracy.
Bizdivers is not a bank, money transmitter, payment institution, lender, broker-dealer, or investment adviser, and we do not hold, transmit, or move your funds. Payment features of the Application produce instructions, files, and documents — such as printed checks and payment-file exports — that you review and submit to your own financial institution or payment provider. Connected bank and credit-card access is read-only and is never used to initiate a payment or transfer.
Account and transaction data reaches the Application through third parties, including our data-connectivity provider Plaid Inc. and any statements or files you import. We do not control that data and we do not warrant its availability, accuracy, timeliness, or completeness. Balances and transactions shown in the Application may lag, be restated, or be unavailable because of your financial institution or the provider, and history available through a connection is limited by what the institution and the provider make available. Your financial institution’s own records are authoritative, and you should reconcile against them.
The Application may link to, or interoperate with, websites and services operated by third parties. We do not endorse and are not responsible for their content, products, availability, or practices, and your use of them is governed by their own terms and privacy policies.
Where the Application sends documents for electronic signature, we are not a party to any agreement you send, sign, or receive, we do not verify the identity of signers beyond the mechanisms our electronic-signature provider offers, and we give no opinion on whether a document or signature is valid, enforceable, or legally sufficient for your transaction. Certain categories of document may not be executed electronically under applicable law.
The contents of this Application and of our website, including any figures, dashboards, projections, or summaries, are provided for informational purposes only in connection with your own books. Nothing on this Application is intended to be, or should be construed as, financial or investment advice or a recommendation to enter into any transaction. You should speak to an investment adviser, financial adviser, accountant, or attorney before making any financial or investment decision.
Descriptions of time saved, errors caught, or other outcomes are illustrative and depend on your own data, processes, and use of the Application. We do not guarantee any particular result. Statements about features we plan to release are forward-looking and may change or be discontinued; nothing on this Application is a commitment to deliver any future functionality, and we do not warrant that the Application will be uninterrupted or error-free.
Any testimonials, reviews and endorsements displayed on this Application are received via text, audio or video submissions. They are real-life, individual experiences of those who have used our products or services. The results obtained by these individuals are not necessarily typical to what other consumers may achieve or experience. They are displayed verbatim except for correction of grammatical and spelling errors and may have been shortened or edited for clarity. We are not responsible for the testimonials, reviews and endorsements displayed on this Application and do not necessarily share the opinions, views or commentary expressed in them.
The persons providing such testimonials, reviews and endorsements have not been compensated for doing so, and are not employed by us.
The warranty disclaimers and limitations of liability in our Terms of Service — including the “NO WARRANTY ON APPLICATION” and “DAMAGES AND LIMITATION OF LIABILITY” sections — apply to everything described in this Disclaimer and are incorporated here by reference.
We reserve the right to make changes to this Disclaimer at any time. We will post the updated Disclaimer to this Application with a revised date, and your continued use of the Application after changes take effect constitutes acceptance of the updated Disclaimer.
If you have any questions about this Disclaimer, please contact us at admin@bizdivers.com.