If you pay contractors, January is usually the month of spreadsheet archaeology. Bizdivers tracks 1099 eligibility all year, so form season is a button instead of a project.
Track all year
Go to Tax & Compliance → 1099 Filing. Every 1099-eligible vendor appears with their masked TIN, year-to-date payments, and where they stand against the reporting threshold: Below, Approaching, Exceeded, or Hold. Thresholds follow the payment category (nonemployee services, rent, royalties, attorney fees, medical, and more), each mapped to the correct form.
The Hold badge is the point
A vendor who crossed the threshold with no W-9 on file shows a red Hold, and the same condition can hold their payments under your AP Policy. The paperwork problem surfaces in July, when it's a quick email, instead of January, when it's a crisis.
Exceptions, handled early
The exceptions panel lists every vendor over the threshold who's missing a W-9 or TIN. Work that list down during the year and generation day has no surprises.
Generate the forms
Pick the tax year and click Generate 1099s. You get a result card listing what was generated, skipped, and failed (each with a reason), and per-vendor downloads of every copy: Copy A, Copy B, Copy 1, Copy 2, or all at once. Filing with the IRS is then up to you or your accountant; Bizdivers produces the forms and the paper trail behind them.